In a particular society, embodiment-emotionality allied factors are produced and reproduced by the actions of the agents and are feeding back from that social structure. These cultural constructions characterize the nature and extent of agency of the people involved. Therefore, it is key to re-consider socio-cultural barriers before any development intervention commences. This book reveals the constraining factors of human agency as aftermath of rural microcredit programme in Bangladesh villages. It unfolds the state of exercising agency of women credit clients in terms of embodiment and emotionality. Three theoretical developments from Frances Cleaver, Pierre Bourdieu and Anthony Giddens are incorporated to grasp the subjective and objective factors of human agency. This theoretical incorporation facilitates to explore how and why clients'' capability to exercise agency depends on social realities. How do clients respond to their daily life emotionally? Are they able to act and believe consciously? Do they have unintended significance of their conscious and unaware behaviour that may obstruct them to exert agency.