Agricultural credit is considered as a vital determinant in growth and development of the agricultural sector of the nation’s economy. Its timely disbursement and proper utilization helps to achieve sustained growth of the sector. In present study multiple regression analysis were carried out to investigate the effect of credit and other inputs on the yield of wheat and rice crops. The results of analysis showed that, credit plays decisive role in increasing the production capacity of agricultural sector by enhancing the role of well equipped farmers in production process. Furthermore, it has been observed that the commercial banks credit schemes put a positive effect on the income of the growers and also plays effective role in the development and enhancing the livelihood of the people. It is expected that this book will serve as a useful text for the policy makers, researchers, government & private sector agencies, in designing their policies and procedures and carry out their research works for the betterment of human being.