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Commercial Bank Credit to Agriculture in India


Marketed By :  LAP LAMBERT Academic Publishing   Sold By :  Kamal Books International  
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  • Product Description

The present study relates to all the Scheduled Commercial Banks operating in India using the post nationalization period time series data from the year 1970-71 onwards.The results suggested that in respect of agricultural and non-agricultural credit Scheduled Commercial Banks have reverse trend with each other.Further,the result indicates that inter-state disparities in flow of bank credit to agriculture reduced in pre-liberalization period and the disparities increased in post-liberalization period.Correlation results showed that higher loan recovery performance is associated with higher flow of credit per hectare which support the hypothesis that poor loan recovery inhibits credit widening and deepening.Commercial banks have been experiencing high volume of non-performing assets (NPAs). The policy suggested to give up the conventional security oriented approach, dispense of routine procedure of obtaining third party guarantee,introducing deposit schemes that suit the farmers. Further,there is a dire need for raising investment credit along with production credit such that term loan should be in the range of two-third to three-fourth of the total agricultural loan.

Product Specifications
SKU :COC44332
AuthorAwadhesh Narayan Shukla and Prem Prakash Dubey
Number of Pages132
Publishing Year2012-05-23T00:00:00.000
Edition1 st
Book TypeAgriculture & farming
Country of ManufactureIndia
Product BrandLAP LAMBERT Academic Publishing
Product Packaging InfoBox
In The Box1 Piece
Product First Available On ClickOnCare.com2015-06-08 00:00:00
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