There is a presence of technology in co-operatives, but it is not enough to cope with the accelerating technology changes. There is a need to adapt advanced information systems in co-operatives, to facilitate and accelerate the performance and development of co-operatives. Information technology is improving and growing on a daily basis; hence the future of information systems for co-operatives may be subject to change. For this reason, it is recommended that studies such as the present one be carried out more frequently to keep pace with technological development changes. All in all, efforts have been made in this research, more efforts should be made in this field in order to reach a better state of co-operatives in Europe. Governmental and non-governmental organization working in the field of training and consulting of co-operative have a lot of duties to improve the situation of European co-operatives.