Saving is a contemporary issue for most developing countries. Now days as access to foreign capital becomes difficult, the use of domestic financial resource to promote investment and enhance economic development becomes inescapable necessity. Domestically a large portion of saving may comes from private household sector of the economy. Thus, this section of the economy needs a due surveillance and continuous supervision to empower them. As well as understanding factors that influence optimal household saving behavior is the current policy and academic issue. In saving sphere the contribution of this book is significant.