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Examining magnitude of Operational Risk in Lending Process


Marketed By :  LAP LAMBERT Academic Publishing   Sold By :  Kamal Books International  
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Rs. 5,580

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  • Product Description

The recent financial crises determined the Basel Committee to improve the risk controls for banks in general and operational risk. Operational risk has received increasing attention from financial institutions and policymakers, large losses have resulted in the failure of large banks and investment firms. This research examine the magnitude of operational risk in the lending process with views of member of twelve banks. It seeks to resolve the extent of operational risks involved in lending and capital allocated to risk by Basel II in banks is set at 15% for operational risk. The literature related to risk in the lending process refers to the systematic and organized decision making aspect that effectively identifies risks and efficiently reduces risks of failure achieving the objectives. Result of the study in rethinking capital allocation to risks within businesses and strategy reviews in banks. Banks consider assessment of operational risk to reduce risks on business. Failure of banks in obtaining required documentation during the lending process, proper notarization and collateral lead to risk when the transaction defaults which leads to losses and charges on credit risk.

Product Specifications
SKU :COC63821
AuthorNasreen Al Qaseer
Number of Pages296
Publishing Year2013-05-31T00:00:00.000
Edition1 st
Book TypeEconomics
Country of ManufactureIndia
Product BrandLAP LAMBERT Academic Publishing
Product Packaging InfoBox
In The Box1 Piece
Product First Available On ClickOnCare.com2015-07-08 00:00:00