Water samples were collected from different localities of Mingora Swat, Pakistan and were analyzed for both physical and chemical parameters. The results show that the sample area is moderately polluted and the source of pollution is the municipal sewage of the local community located around the Mingora Khuwarr. The water of Mingora Khuwarr then joins the main Swat River which is a main source of drinking and irrigation for the lower Swat. However due to dilution factor the concentration of pollutant further decreases in the bulk water and thus its toxicity also decreases. However the water of Mingora Khuwarr is further recommended for treatment before its discharge into the main River.