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Micro-Credit on Reaching The Urban Poor


Marketed By :  VDM Verlag Dr. Müller   Sold By :  Kamal Books International  
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  • Product Description

In Ethiopia, among other things, lack of access to credit is one of the main problems of the urban poor people. The purpose of this research is to undertake the performance analysis of licensed and unlicensed micro credit services on reaching the urban poor. The paper describes some of the basic indicators of depth of out reach. The total sample size of respondents was 320 using systematic random sampling. The data was entered, organized and categorically analyzed using STATA 9.2. It was found out that almost 100% of DECSI (Licensed) micro credit client respondents were dissatisfied due to high interest rate on loan due to operational.Modalities of DECSI (licensed) that is mainly of unaffordable interest rate on loan, the poorest sector of the urban people is being unreached, which eventually widen up the poverty gap. Whereas, the unlicensed micro credit actors are reaching about 12% of micro credit services trying to fill the gap using “pro-poor” credit method, which is complementary (auxiliary) role in poverty reduction programs. Key words: Microfinance, Micro credit, Licensed and Un-licensed micro credit service, Depth of out reach and poor.

Product Specifications
SKU :COC12872
AuthorHagos Gemechu Haile
Number of Pages152
Publishing Year9/28/2010
Book TypeEconomics
Country of ManufactureIndia
Product BrandVDM Verlag Dr. Müller
Product Packaging InfoBox
In The Box1 Piece
Product First Available On ClickOnCare.com2015-07-22 00:00:00