The present master thesis seeks to examine some socio-economic aspects of post-conflict reconstruction. The study interrogates the chance of post-war returning refugees, post war rural residents and individuals in securing microfinance. The researcher undertook this task through a dexterous retrospective review of perceptions of clients towards revealing how the actual lived experiences had been at the time of applying for credit. Combining conflict studies and New Institutional Economics, the study is set in post-war Liberia. The author attempts to establish the viability of microfinance in post-war economies by reviewing monitoring and information search problems associated with micro financing in such settings. The results and other intriguing information on the nature of post-conflict micro financing may prove useful even as more and more states come out of conflict.