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Providing Access to Affordable Credit to the Poor

 

Marketed By :  AV Akademikerverlag   Sold By :  Kamal Books International  
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Rs. 5,066

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  • Product Description
 
Revision with unchanged content. Asset building has become an increasingly important component of social welfare policy in recent years. For families seeking to build assets through home ownership, raising credit scores is often a key element of their prepurchase efforts. Low income and minority families in particular can struggle with poor credit scores and seek Homeownership Education and Counseling (HEC) services to assist them to raise their credit score and access affordable mortgage credit. This book examines the effectiveness of credit counseling within HEC services on credit scores. Quantitative data were gathered via pre- and one year post-counseling credit scores from 203 clients who obtained pre-purchase credit counseling. Qualitative findings from a focus group of HEC credit counselors shed light on the role of credit counselors in HEC services and difficulties encountered in interfacing with the sub-prime mortgage market. This book is addressed to community development, mortgage finance and public policy professionals and researchers.
Product Specifications
SKU :COC12542
AuthorJulie Birkenmaier
LanguageEnglish
BindingPaperback
Number of Pages216
Publishing Year5/27/2012
ISBN978-3639418330
Edition1 st
Book TypeEconomics
Country of ManufactureIndia
Product BrandAV Akademikerverlag
Product Packaging InfoBox
In The Box1 Piece
Product First Available On ClickOnCare.com2015-07-17 00:00:00
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