Retirement planning is an important part in personal financial planning process. With lots of financial planning tools available in the market it would be a tough challenge for the reverse mortgage loan to succeed. Reverse Mortgage Loan (RML), which unlocks investments in residential property and converts into cash, is new to India. The beneficiaries are senior citizens. RML is beneficial to the borrowers and lenders simultaneously. The main objective of this book is to study the feasibility of reverse mortgage loans as a retirement planning tool, to find the major challenges against the acceptance of reverse mortgage loan in India and to understand the level of acceptance of reverse mortgage loan. The book also includes a detailed overview of reverse mortgage industry in India, various regulations governing reverse mortgage loan, an overview of various reverse mortgage schemes offered by various institutions in India and the basics of reverse mortgage loan including its characteristics, advantages, disadvantages, uses etc.