Despite its contribution to the very scarce literature in the field of informal financial institutions in Somalia, this book is useful to both operators of Informal Financial Institution and policy makers. The book provides analytical findings to the operators and this analytical enables them to improve their operations. Similarly, the book assists policy makers to understand the operations of these institution and the factors contributed most likely to their existence. On the other hand, this book can provide some important hints to the financial system development efforts, which are currently going on in Somalia that aims to establish a sound financial system in the country. The informal financial institutions in Somalia are considered as one of the best booming small businesses remitting millions of dollars annually. It seems rather impossible to those who live in a stable place in which the financial system is heavily regulated, that a financial institution can operate in a volatile place; however, the experience shows that there is always a way to reinvent the wheel.