This book is entitled “ Women Empowerment Through SHG with Reference to Nasik and Ratnagiri ” The main aim of authorizing this book is to improve and enlighten the condition or status of women. Women SHGs in Ratnagiri and Nsik District brings a great change in Women’s Status in the society. SHG were selected for the study. SHG has been recognized as a useful tool to help the poor and as an alternative mechanism to meet the urgent credit need of the poor through thrift. SHG is a suitable means for the empowerment of women. Women SHGs in India is a new and burning issue with great prospects and perspectives. Women have been participating in economic activities and such opportunities are blooming at an increasing pattern. This book highlights the need and importance of empowerment of women for social, economic and financial development. Women’s participation in economic activities is given more emphasis particularly in the context of Ratnagiri and Nasik District. Women SHGs started contributing more to strengthen the socio-economic base of rural development. Women’s status will be uplifted in the family and in the society. Their life and economy will be enlighten.